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Washington Trust

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In order to get started, select an account that works for you.

Simply Free
With Simply Free you are free from bank overdraft fees, monthly fees and minimum balances. Simply open your account and pay for purchases using your debit card or mobile wallet. BankOn Certified.
  • No monthly fee
  • Checkless account
  • No overdraft fees*
Freedom Checking
Manage your money quickly and easily with a free account that gives you just what you need.
  • No monthly fee
  • Digital banking and online money management tools
  • Checks available
Freedom Plus Checking
Enjoy extra account features based on your total banking relationship.
  • Options to waive monthly fee*
  • Free Checks*
  • Debit Card/ATM fee rebates*
  • CD and IRA Preferred Rates
Freedom Ultra Checking
Enjoy our best rates on CDs, higher debit card limits, preferred rates on loans, and more, when you keep a high balance in your Ultra checking account.
  • Options to waive monthly fee*
  • Free Checks*
  • Debit Card/ATM fee rebates*
  • Higher Debit Card/ATM Daily Limits*
  • CD and IRA Preferred Rates
  • Home Equity Loan Recording Fee Waiver*
  • Free incoming wires
Student Checking
A great way to start banking, with no overdraft fees, or minimum balances. Pay for purchases using your debit card or mobile wallet, and “earn while you learn” with Financial Education.
  • No monthly fee until the age of 23*
  • Checkless account
  • No overdraft fees*
High Rate Savings
Start Saving Today!  Our High Rate Savings Account is perfect to help you save for what you need.
  • You have access to your money and the flexibility to make deposits and withdrawals at any time
  • The higher your balance, the more you'll earn
  • If you start with a lower balance and make additional deposits, we’ll automatically increase your rate
  • Click here to view rate tiers
Freedom Statement Savings
If you want an account that’s dedicated to saving, but also want to access your money at any time, consider our Freedom Statement Savings Account.
  • No monthly fee
  • Quarterly statements or monthly if combined or electronic activity
13 Month Promo CD
Our 13-month 3.75% APY* Certificate of Deposit is a safe investment with a fixed rate, giving you a predictable way to save for the future.
  • Open online in just a few minutes
  • $500 Minimum deposit
  • New non-Washington Trust deposits only
  • No checking account required
13 Month Add On CD
Exclusive offer for Washington Trust checking customers!
Our flexible 13-month 4.00% APY* Certificate of Deposit is a safe investment with a fixed rate, giving you a predictable way to grow your money faster.
  • Unlimited Deposits
  • One-Time withdrawal option
  • Washington Trust checking account required
6 Month Promo CD
Our 4.10% APY* Certificate of Deposit is a safe investment with a fixed rate giving you a predictable return on your money!
  • One penalty free withdrawal
  • Enjoy short-term savings with high-yield gains
  • This offer is for a limited time only for new non-Washington Trust deposits
  • Washington Trust checking account is required
  • One penalty free withdrawal