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Washington Trust

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In order to get started, select an account that works for you.

Simply Free
With Simply Free you are free from bank overdraft fees, monthly fees and minimum balances. Simply open your account and pay for purchases using your debit card or mobile wallet. BankOn Certified.
  • No monthly fee
  • Checkless account
  • No overdraft fees*
Freedom Checking
Manage your money quickly and easily with a free account that gives you just what you need.
  • No monthly fee
  • Digital banking and online money management tools
  • Checks available
Freedom Plus Checking
Enjoy extra account features based on your total banking relationship.
  • Options to waive monthly fee*
  • Free Checks*
  • Debit Card/ATM fee rebates*
  • CD and IRA Preferred Rates
Freedom Ultra Checking
Enjoy our best rates on CDs, higher debit card limits, preferred rates on loans, and more, when you keep a high balance in your Ultra checking account.
  • Options to waive monthly fee*
  • Free Checks*
  • Debit Card/ATM fee rebates*
  • Higher Debit Card/ATM Daily Limits*
  • CD and IRA Preferred Rates
  • Home Equity Loan Recording Fee Waiver*
  • Free incoming wires
Student Checking
A great way to start banking, with no overdraft fees, or minimum balances. Pay for purchases using your debit card or mobile wallet, and “earn while you learn” with Financial Education.
  • No monthly fee until the age of 23*
  • Checkless account
  • No overdraft fees*
Freedom Statement Savings
If you want an account that’s dedicated to saving, but also want to access your money at any time, consider our Freedom Statement Savings Account.
  • No monthly fee
  • Quarterly statements or monthly if combined or electronic activity
9 Month CD
Our 9 month 3.25% APY CD is a safe investment with a fixed rate, giving you a predictable way to save for the future.
  • Open online in just a few minutes
  • New non-Washington Trust deposits only
  • No checking account required
8 Month CD
Lock in a great 3.35% APY for 8 months, giving you a predictable return on your money. Open your CD with as little as $500.
  • Open online in just a few minutes
  • New non-Washington Trust deposits only
  • No checking account required
13-Month 3.35% APY Add-On CD
The more you add, the more you earn! With a great fixed rate and unlimited deposits, our 13-Month Add-On CD is an easy way to grow your savings!
  • Make additional deposits any time during the term.
  • $500 minimum balance.
  • Washington Trust checking account required.
  • New non-Washington Trust deposits required to open; Freedom Ultra checking may use existing funds.