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In order to get started, select an account that works for you.

Small Business Checking

Perfect account for sole proprietors

$50.00 minimum to open the account
$0 maintenance fee checking
No charge for the first 100 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Excess transaction fee of $.35 for each transaction in excess of 100 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Use code WT275 and Washington Trust will donate $25 to a local nonprofit in celebration of our 225th birthday. You will receive an email to select the nonprofit organization within 7 days of account opening.

Business Money Market

Money Market Accounts let your company save while maintaining access to your funds when you need them and allowing a small number of checks to be written.

Requires a $2,500 minimum deposit to open
$10.00 monthly service charge if balance drops below $2,500 minimum

Business Relationship I Checking

For businesses with low account activity

$50.00 minimum to open the account
No charge for the first 200 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Flat fee of $10.00 per month, waived if a $5,000 monthly combined checking, savings & loan balances under same TIN
Excess transaction fee of $.35 for each transaction in excess of 200 during a statement cycle
Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Use code WT275 and Washington Trust will donate $25 to a local nonprofit in celebration of our 225th birthday. You will receive an email to select the nonprofit organization within 7 days of account opening.

Business Relationship II Checking

For businesses with moderate account activity

$50.00 minimum to open the account
No charge for the first 300 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Flat fee of $15.00 per month, waived if a $25,000 monthly combined checking, savings & loan balances under same TIN
Excess transaction fee of $.35 for each transaction in excess of 300 during a statement cycle
Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Use code WT275 and Washington Trust will donate $25 to a local nonprofit in celebration of our 225th birthday. You will receive an email to select the nonprofit organization within 7 days of account opening.

Business Relationship III Checking

For businesses with high account activity

$50.00 minimum to open the account
No charge for the first 600 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Flat fee of $40.00 per month, waived if a $50,000 monthly combined checking, savings & loan balances under same TIN
Excess transaction fee of $.35 for each transaction in excess of 600 during a statement cycle. Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Use code WT275 and Washington Trust will donate $25 to a local nonprofit in celebration of our 225th birthday. You will receive an email to select the nonprofit organization within 7 days of account opening.

Non-Profit Checking

A cost-effective account for non-profit organizations

$50.00 minimum balance to open an account
$0 maintenance fee checking
No charge for the first 200 transactions, including checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Excess transaction fee of $.35 for each transaction in excess of 200 during a statement cycle
Transactions include checks paid, ACH debits/credits, ATM/debit card activity, deposits, and deposited items
Use code WT275 and Washington Trust will donate $25 to a local nonprofit in celebration of our 225th birthday. You will receive an email to select the nonprofit organization within 7 days of account opening.

Business Statement Savings

Put your company's hard-earned money to work while enjoying unlimited access to your funds with our Business Statement Savings Account.

$0 maintenance fee savings
Interest-bearing when a minimum daily balance of $2,500 is maintained

High Rate Savings

Start Saving Today! Our High Rate Savings Account is perfect to help you save for what you need.

You have access to your money and the flexibility to make deposits and withdrawals at any time
The more you save with us, the more you can earn
If you start with a lower balance and make additional deposits, when you reach $50,000 we’ll automatically increase your rate
Only one High Rate Savings account per tax reported owner
Click here to view rate tiers